M & M Consulting, now in its tenth year, has a history of excellence in providing risk management related services to the community banking market. Established in New England, our strong growth has been fueled by word of mouth, not advertising - referrals from existing clients, bankers associations, individuals who previously worked for M&M clients and even other service providers.

From the beginning, our guiding principles have been:

• Hire a professional staff, rather than use independent contractors who often have no commitment to the consulting firm - or to its clients.
• Staff with experienced professionals who understand the subject matter rather than hire inexperienced junior personnel working exclusively from check lists.
• Provide a high level of client service, whether performing ongoing reviews or focusing resources on special projects.
• Customize our approach to "fit" the needs, organization and culture of the specific client, rather than expecting the client to fit into a standard package.

Starting with three major units-- audit, compliance and loan review-- M&M has grown to include a Computer Based Training unit and expanded its nationwide reach by acquiring a 50% interest in Profit Protection LLC. Profit Protection is a leader in providing Bank Secrecy Act and Security seminars across the country, as well as publishing a variety of BSA and Security resource and training materials.